What is the video all about? Choose two statements that refer to the main ideas of the video.

1. Apple Pay was the first digital wallet introduced in 2014, revolutionizing the way people make payments online.

2. The CEO of Chase, Jamie Dimon, expressed excitement about the growth of new financial technology in 2021.

3. Apple Pay's introduction in 2014 disrupted traditional banking systems by capturing a significant market share.

4. Banks are concerned about losing revenue and name recognition to tech giants like Apple Pay.

In 2019, it partnered with Goldman Sachs to create the Apple card and in March, it began (1) "Buy now pay later" program. Apple's subsidiary, Apple financing LLC will be the lender, effectively taking over the role that many banks and other (2) would usually take. "And now that consumers are getting used to engaging with Apple for their payments, it doesn't seem so (3) , right that consumers woul be interested in engaging with Apple on a deposit account or some other type of (4) ." An Apple spokeswoman (5) but banks have also introduce their own new tech in the last few years. Many have rolled out (6) -- cards with similar technology to your phone that makes it just as easy to check out in store. Now they're preparing to compete with Apple in online payments too with a digitial wallet of their own called "Paze." "This is a (7) where the banks have kind of had enough and are trying to figure our a very specific way to compete against Apple Pay and Paypal." The wallet will be operated by a company owned by these (8) . Paze will allow customers to access eligible debit and credit cards by entering in email, (9) the online checkout process. Still, the banks will only succeed if people actually use it and merchants argree to accept it. Afer all, this isn't the first time banks tried to launch their own digital wallets. Chase shut down its app Chase Pay in 2021 in part because of (10) , according to the people familiar with the matter.

1. Which new words/phrases were easiest to remember? Give three.

どの語句/文が覚えやすかったですか？３つ挙げてください。

2. Which words/phrases were you having a hard time to speak/understand? Give three.

どの語句/文が話したり理解するのに難しかったですか？３つ挙げてください。