The reason you don’t invest your money / is because you are scared – // admit it. / You’re scared to buy a stock and it goes down. / You’re scared to buy crypto / and it goes to zero. // I get it! I’m scared too! / The stock markets can go up and down. / It’s called / volatility. / Sometimes, all the markets / all the stocks / go down / and some people are afraid of that uncertainty. / That’s why / you have to learn / about government bonds. // They’re incredible – // an incredible way to start. // Let me explain. // Imagine / if you have / $1,000. // Instead of buying stocks // or crypto, // you take that $1,000 / and give it to the government as a loan. // You can buy a government bond / or bond ETF. / The government will take your money / and then give you / around // 4.5% interest on that money. // What does that mean? / It means that / $1,000 you invested, / you’re gonna get / $45 every year // from that $1,000. // And when the loan is up, / when the loan finishes, / the government returns to you / the entire $1,000 back. // This is called / fixed income, // and it’s probably / one of the safest ways to invest your money. // Why? // Because the US government / is mostly safe. / They most likely / will not go bankrupt tomorrow or in the next year. / And if the US government goes bankrupt, / then / we have much bigger problems. // In the case of US government bonds or treasury, / it is considered the safest investment there is / because you’re basically lending money / to the US government. / And the US has never missed a payment!