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Lesson 4: Handling Payment Transactions

LET'S CHECK IT OUT! 💬

Lesson 4_Handling Payment Transaction


1. What is the person doing in the picture?

2. Have you ever experienced a declined credit card transaction? How did you resolve it?

LET'S LEARN 📖

PIN

noun

- Personal Identification Number for security.

Enter your PIN to access your account.

change

[ cheynj ]

noun

- money given back after a transaction.

I paid with a $20 bill and got $5 in change.

enter

[ 'en-ter ]

verb

- input data or commands into a system.

Enter your password on the keypad to proceed.

seem

[ seem ]

verb

- appear to be something.

She seems happy with her new job.

max out

phrasal verb

- reach a limit or maximum.

He maxed out his credit card this month.

confirm

[ kuhn-'furm ]

verb

- establish the truth or correctness of something.

The hotel will confirm your reservation by email.

decline

[ dih-'klahyn ]

verb

- refuse or say no to something.

He declined the job offer due to relocation issues.

appear

[ uh-'peer ]

verb

- give the impression of being something.

He didn't appear to be very happy with the news.

limit

[ 'lim-it ]

noun

- a point beyond which something cannot go.

The speed limit on this road is 55 mph.

something comes to

verb phrase

- reaches a certain state or result.

When an idea comes to your mind, write it down immediately.

LISTEN AND REPEAT 🗣



  1. Enter your PIN to access your account.

  2. I paid with a $20 bill and got $5 in change.

  3. Enter your password on the keypad to proceed.

  4. She seems happy with her new job.

  5. He maxed out his credit card this month.

  6. The hotel will confirm your reservation by email.

  7. He declined the job offer due to relocation issues.

  8. He didn't appear to be very happy with the news.

  9. The speed limit on this road is 55 mph.

  10. When an idea comes to your mind, write it down immediately.

DIALOGUE PRACTICE! 🎧

Situation:

A customer purchases a blue jacket using a credit card, encounters a payment issue, and resolves it with the assistance of a salesperson.

ICON tourist man ACCOMMODATION

Kenji

Excuse me, I'd like to purchase this blue jacket. What's the total?

Icon Asami

Aya

The total comes to $150. How would you like to pay?

ICON tourist man ACCOMMODATION

Kenji

Do you accept credit cards?

Icon Asami

Aya

Yes, we do.

ICON tourist man ACCOMMODATION

Kenji

Great. Here you are.

Icon Asami

Aya

Thank you. Please enter your PIN on the keypad.

ICON tourist man ACCOMMODATION

Kenji

Okay, then I press the green button?

Icon Asami

Aya

Yes, press the green button to confirm .

ICON tourist man ACCOMMODATION

Kenji

It seems my card isn't working. Could you check if I’ve maxed out my limit ?

Icon Asami

Aya

Let me check for you. It appears the payment was declined . Do you have another form of payment?

ICON tourist man ACCOMMODATION

Kenji

Is it okay if I pay in cash?

Icon Asami

Aya

Sure! Here’s your receipt and change .

ICON tourist man ACCOMMODATION

Kenji

Thanks for your help.

Icon Asami

Aya

You're welcome! Have a great day.

ICON tourist man ACCOMMODATION

Kenji

You too!

COMPREHENSION QUESTIONS

1. What payment method does the customer initially try to use?

2. What problem does the customer encounter when attempting to pay?

3. How is the payment issue resolved?

LET'S CHAT! 💬

Instruction: Fill in the blanks with the appropriate questions or responses based on the context.

ICON tourist man ACCOMMODATION

Customer

Excuse me, I'd like to purchase this blue jacket. What's the total?

Icon Asami

Cashier

ICON tourist man ACCOMMODATION

Customer

Do you accept credit cards?

Icon Asami

Cashier

ICON tourist man ACCOMMODATION

Customer

It seems my card isn't working. Could you check if I’ve maxed out my limit?

Icon Asami

Cashier

ICON tourist man ACCOMMODATION

Customer

Is it okay if I pay in cash?

Icon Asami

Cashier

ICON tourist man ACCOMMODATION

Customer

That's okay. I think I’ll take this one. Could you help me finish the purchase?

Icon Asami

Cashier

ROLE PLAYING! 🎬

0. ROLE PLAYING

Situation:

A customer purchases something and wants to use her credit card for payment. However, the card is declined, so the cashier suggests alternative payment options to help the customer.

Instruction:

Pair up with a partner. One person will be the customer, and the other will be the cashier. Use the provided expressions to guide your conversation.

AS A CUSTOMERAS A CASHIER

Attempt to pay with your credit card.

Process the customer's credit card payment.

Express surprise and concern when the card is declined.

Inform the customer politely that the card has been declined.

Ask about alternative payment options.

Suggest other payment options such as cash, debit card, or mobile payment.

Decide on an alternative payment method based on the cashier's suggestions.

Provide excellent customer service and reassure the customer.

Express gratitude for the cashier's assistance.

Provide excellent customer service and reassure the customer.