<span class="parts-lets">PHOTOS SPARK CONVERSATIONS</span>

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![2024-SO-SMART MONEY MOVES](//images.ctfassets.net/r30ratzbtbbf/2FYeZzMauBBfg4p47LxuUA/0b44f9e3172cd4361fe70961410b1a23/SPEAK_OUT__19_.png)

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<p>1. Describe what is going on in the photo.<p>
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<span class="parts-lets">LET'S LEARN!</span>

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    <h3 class="parts-bank-title">
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       Useful Words/Phrases
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    <ul class="parts-bank-list">
    <li class="parts-bank-content">ROI
    <span class="jaText"> </span>
      </li>
      <li class="parts-bank-content">risk management
        <span class="jaText"> </span>
      </li>
      <li class="parts-bank-content">return
        <span class="jaText"> </span>
      </li>
      <li class="parts-bank-content">bull market
        <span class="jaText"> </span>
      </li>            
      <li class="parts-bank-content">blue chip stocks
        <span class="jaText"> </span>
      </li>                 
      </li>
      </li>
    </ul>
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<span class="parts-lets">SPEAK MORE!</span>

__Direction:__ Discuss the following questions with your mentor and share about yourself. Make sure to answer in complete sentences. 

![SPEAK OUT Speak more-03](//images.ctfassets.net/r30ratzbtbbf/1vrHqRnlF7gfWwWMcxcggf/2ee4cbac5589e6fefada66e2a59aba4e/SPEAK_OUT_Speak_more-03.png)

1. What are some smart money moves or investments you have made recently?

2. How do you determine whether an investment opportunity is a smart choice for you?

3. What's your biggest investment success story?

4. How do you balance short-term gains with long-term financial goals when making investment decisions?

5. Have you ever made any investments that didn't turn out as expected? What did you learn from that experience?

6. What role does risk management play in your investment decisions?

<span class="parts-lets">LET'S PARAPHRASE PROVERBS!</span> 

__Direction:__ Read the proverb below, then discuss it with your mentor. What does it mean? Do you agree with it?

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![2024-SO-SMART MONEY MOVES](//images.ctfassets.net/r30ratzbtbbf/4AVdLOKa3qgqMoMPqsQhQK/2cb2e57aca9077f160a3d8c8628d8748/Proverb__25_.png)

<p>Meaning: <span class="parts-uline-long"></span><span class="parts-uline-long"></span></p> 
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Talk about the importance of long-term planning, risk management, and the potential for financial growth.