<span class="parts-lets">PHOTOS SPARK CONVERSATIONS</span>

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![2024-SO-NEXT CHAPTER](//images.ctfassets.net/r30ratzbtbbf/7ru9psl8Tfh74zh4sOftTl/70c1c37e47dba40c7bba6daaa041b547/SPEAK_OUT__18_.png)

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<p>1. Describe what is going on in the photo.<p>
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<span class="parts-lets">LET'S LEARN!</span>

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    <h3 class="parts-bank-title">
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       Useful Words/Phrases
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    <ul class="parts-bank-list">
    <li class="parts-bank-content">pension
    <span class="jaText"> </span>
      </li>
      <li class="parts-bank-content">superannuation
        <span class="jaText"> </span>
      </li>
      <li class="parts-bank-content">retiree
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      </li>
      <li class="parts-bank-content">golden years
        <span class="jaText"> </span>
      </li>            
      <li class="parts-bank-content">early retirement
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      </li>                 
      </li>
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    </ul>
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<span class="parts-lets">SPEAK MORE!</span>

__Direction:__ Discuss the following questions with your mentor and share about yourself. Make sure to answer in complete sentences. 

![SPEAK OUT Speak more-03](//images.ctfassets.net/r30ratzbtbbf/1vrHqRnlF7gfWwWMcxcggf/2ee4cbac5589e6fefada66e2a59aba4e/SPEAK_OUT_Speak_more-03.png)

1. How do you envision your ideal retirement lifestyle?

2. What are your financial goals for retirement, and how do you plan to achieve them?

3. Have you considered where you would like to live during your retirement?

4. What are your thoughts on volunteering or giving back to the community during retirement?

5. What steps have you taken to ensure a secure and comfortable retirement?

6. What are your biggest concerns about retirement?

<span class="parts-lets">LET'S PARAPHRASE PROVERBS!</span> 

__Direction:__ Read the proverb below, then discuss it with your mentor. What does it mean? Do you agree with it?

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![2024-SO-NEXT CHAPTER](//images.ctfassets.net/r30ratzbtbbf/1at0sKxTnSQVa2ez912Zj1/b31dd936975e2d28dc65d45a5f226ca4/Proverb__24_.png)

<p>Meaning: <span class="parts-uline-long"></span><span class="parts-uline-long"></span></p> 
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Talk about the importance of planning for the future, financial security, and the opportunities for personal growth and fulfillment in later life.