<span class="parts-lets">PHOTOS SPARK CONVERSATIONS</span>

<div class="parts-box parts-box-blue">  

![Budget Boss](//images.ctfassets.net/r30ratzbtbbf/1HaVObVVppCWkv3USPdWaR/05150c5ec02c100a638272d575496a92/AdobeStock_139371879.jpeg)
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<p>Can you describe the photo? What are they doing?</p>   
</div>

<span class="parts-lets">LET'S LEARN!</span>

<div class="parts-bank">
  <div class="parts-bank-wrapper">
    <h3 class="parts-bank-title">
      <span class="parts-bank-title__inner">
       Useful Words/Phrases
      </span>
    </h3>
    <ul class="parts-bank-list">
      <li class="parts-bank-content">budget
        <span class="jaText"> </span>
      </li>
      <li class="parts-bank-content">track
        <span class="jaText"> </span>
      </li>
      <li class="parts-bank-content">frugal  
        <span class="jaText"> </span>
      </li>
      <li class="parts-bank-content">debt  
        <span class="jaText"> </span>
      </li>
      <li class="parts-bank-content">cut back 
        <span class="jaText"> </span>
      </li>
    </ul>
  </div>
</div>

<span class="parts-lets">SPEAK MORE!</span>

__Direction:__ Discuss the following questions with your mentor and share about yourself. Make sure to answer in complete sentences. 

![Speak Out Lite Speak More](//images.ctfassets.net/r30ratzbtbbf/7AaR3JppkdpQLHEQQPgiyT/8e4be568e3c20c2530ff5f2ab86e0ab1/SPEAK_OUT_LITE_TEMPLATES-02.png)

1. Have you ever created a budget before? If so, how did it go? 

2. What keeps you following your money plan, even when it's hard?

3. How do you differentiate between needs and wants when budgeting?

4. Do you talk about money with your family? Why or why not?   

5. What are your thoughts on emergency funds? Do you have one?

6. What do you think about using credit cards to buy things every day?

<span class="parts-lets">AGREE OR DISAGREE?</span>

__Direction:__ Read the statement and tell your mentor if you agree or disagree. Explain why.
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![Agree or Disagree _ Budget Boss](//images.ctfassets.net/r30ratzbtbbf/1caSOKcZTo2VN8ryGzDykA/d2cd432654c4d49c49377986c7580166/Budget_Boss.png)

Sharing personal experiences with budgeting with a conversation partner by responding to different questions, and stating whether you agree or disagree with the given statements.